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UBA USSD Code – Transfer, Airtime Recharge and Balance

UBA USSD Code - Transfer, Airtime Recharge and Balance

The UBA USSD code, Airtime Recharge, and Balance are contained in this article.

The UBA USSD Code system is an excellent system that allows you to make transfers, buy Airtime, check account balance, pay bills and many more. All of these can be done without an internet connection. All you need do is use the phone number linked to your bank account.

With the UBA USSD code, you can get access to your banking needs at any time, during public holidays and many more.

Read also How to transfer money with the UBA mobile money transfer code.

UBA USSD Code {Magic Banking Registration}.

To begin using the UBA USSD Code system, you must register for it. To begin, all you need is the phone number linked with your bank account. Apart from this, you will also require a mobile device and the last 4-digits of your ATM card.

  • Dial *919# (UBA Magic banking code) with the phone number linked to your account.
  • Follow the instruction you see.
  • You will see a ‘welcome page‘ then, you will be asked to enter 1 to sign up.
  • Next, you will need to select to ‘Register‘ using the Nuban account number or UBA Prepaid.
  • Now, Enter your 10 digit account or prepaid numbers.
  • Now create your UBA USSD code PIN.
  • Lastly, You will need the last ‘4’ numbers on your atm card or BVN for this.
  • Confirm PIN to complete the registration.

If you wish to reset or change your PIN, you can do it at any time. All you need is dial *919#

Next, reply using 7 (twice) to get to the Next page and then click ‘4′ for PIN Set up. Lastly, you can now reset or change PIN.

UBA USSD Code for making transfers

Transfers can be done in two ways, the first is by making a transfer by simply dialling the *919# code and replying using the steps below, or you can use a much more direct code also shown below.

Whatever you use it allows you to make transfers to other UBA accounts as well as other banks in Nigeria.

Make Transfers to other  UBA Accounts

To begin, simply make transfers from your UBA account to other UBA accounts. Here is what you should do:

  • Dial *919*3*account number#.
  • Enter the ‘Amount’ you wish to transfer.
  • Next, authenticate your transaction using a PIN.

UBA transfers to Other Banks Money Transfer 

To Send funds to other Nigerian banks like Gtbank, Zenith and Access bank, use the code below.

  • Dial *919*4*account number*amount#.
  • Select the ‘Bank’ of your recipient
  • Confirm the recipient’s details.
  • Complete the transfer with your transaction PIN.

How to fund your UBA Prepaid Card.

To fund or load  your prepaid card account using UBA USSD code, here is what you should do:

  • Dial *919*32#.
  • Follow the on-screen instruction.
  • Authenticate the transaction with your PIN.

How to use UBA Airtime Recharge Code.

To begin recharging your phone using the UBA USSD code, all you have to do is begin by using this steps:

  • Dial *919#
  • Next, enter the number for Airtime recharge as displayed
  • Next, authenticate using a PIN

However, for a more direct code, this is what you should use.  For direct Self Airtime Recharge, dial *919*amount#. To send money to others, dial *919*phonenumber*amount#. Then all you have to do is complete the transaction using your PIN

How to Check UBA Account Balance.

To get your UBA Account Balance, dial *919*00# to know how much is left in your account(s).

Direct codes

Do you want to do more than transfer funds, buy airtime and check your account balance? Then you should check out the following codes.

S/N Transaction UBA USSD Codes
1 Check Balance *919*00#
2 Buy Airtime *919*amount#
3 Buy Airtime for others *919*phone number*amount#
4 Send Money to UBA Account *919*account number*amount#
5 Send  Money to UBA prepaid  Card *919*32#
6 Send Money to another bank *919*4*account number *amount#
7 Pay Bills

Book Flight



8 ATM Cardless Withdrawal *919*30*amount#

UBA Mobile Code Charges & Limit.

  • Transfer Charges = Free for transfers to other UBA accounts and 52.5 Naira for other banks
  • Network Charges = Free for Airtime
  • Daily Transfer Limit = Up to  20,000 Naira for PIN and 1,000,000 (million) Naira for Token.
  • Recharge Limit (Daily) = Up to 5,000 Naira.


Transaction Type
Magic Banking Code
Airline Tickets
Airline Tickets Menu
Airline Tickets
Ethiopian Airline
Airline Tickets
Africa World Airline
Airline Tickets
Lufthansa Airline
Airline Tickets
Egypt Airline
Airline Tickets
Turkish Airline
Airline Tickets
Qatar Airways
Airline Tickets
British Airways
Airline Tickets
KLM Royal Dutch Airline
Airline Tickets
South African Airways
Airline Tickets
Etihad Airways
Airline Tickets
Virgin Atlantic Airline
Airline Tickets
Royal Air Morocco
Airline Tickets
Rwanda Air
Airline Tickets
Kenya Airways
Airline Tickets
Delta Air Lines
Airline Tickets
Air France
Airline Tickets
Airtime Purchase
Top-up for self
Airtime Purchase
Top-up for others
*919*phone number*amount#
Balance Enquiry
Check Balance
Bill Payments
Other Bills Payment
Bill Payments
St. Mary’s Hospital Payment
Bill Payments
Check LCC e-tag balance
Bill Payments
Top-Up LCC e-tag
Bill Payments
Make Konga Payment
Bill Payments
DSTV and GOTV Payment
Bill Payments
Taxes and Levies
Data Purchase
Buy Data (Self)
Data Purchase
Buy Data (3rd Party)
*919*14*Phone number#
Data Purchase
Smile Data Top-up
Purchase Event Tickets
Generate OTP
Block Debit Card
Freeze Online Transactions
Retrieve BVN
My Bank Statement
ARM Pensions
Oak Pensions
Load UBA Prepaid Card
Click Credit
ATM Cardless Withdrawal
Sports Wallet Funding
Baba Ijebu Wallet Funding
Sports Wallet Funding
Bet9ja Wallet Funding
Sports Wallet Funding
Lottomania Wallet Funding
Sports Wallet Funding
Betking Wallet Funding
Transfer to UBA Account
*919*3*account number*amount#
Transfer to Other Banks
*919*4*account number*amount#
Transfer using Mobile Number

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